Is the title clean? That question, answered in minutes.
Every property-backed loan begins with it. LexRam TSR runs the full scrutiny, 35 checks, eight families of due diligence, and delivers the answer the way a seasoned property lawyer would reach it: cited, explained, and ready for the lender's format.
Five questions, one report
Who owns it?
The chain of ownership traced deed by deed to the mother document, with every link checked and any gap flagged.
What charges exist?
The encumbrance certificate is read and cross-referenced, so live mortgages, liens and charges against the property show up.
Are there disputes?
Pending suits, attachments and decrees touching the title are picked out of the court records.
Is it compliant?
Layout approvals, RERA registration, land conversions and planning permissions are checked against the file.
What’s the risk?
You get a graded risk position: clear, or the queries to clear first, each with the law and the source page behind it.
How it works
Upload
Deeds, ECs, revenue records, approvals: scanned copies, PDFs, or extracts from government portals. It reads handwritten notes, faded marks and multi-page files. The review works on the documents you provide, and fetches records from outside only when you ask.
Scrutiny
Thirty-five checks in eight families run across every page and table. It will not assert anything it cannot trace to a source.
Advocate review
A property lawyer tests the findings and scores each one: cleared, pending or critical.
Report
The report comes out in your lender’s own format, with citations, page references and a summary a credit committee can read.
Your lender’s format. Your documents. One run.